Real Estate Calculators

Real estate calculators for buyers and sellers.

Estimate buying costs, monthly payments, selling proceeds, preparation costs, offer quality, and timing decisions in one place.

Buyer Calculators Seller Calculators

Planning tools only. Not mortgage, legal, tax, or financial advice.

Buyer numbersSeller numbersTiming decisions

Buyer Calculators Seller Calculators Important Note

Buyer Calculators

Buyer calculators.

Estimate affordability, payments, cash needed to buy, closing costs, insurance, savings goals, and payment sensitivity.

Know what you can afford

Useful when you are figuring out price range, monthly comfort, and upfront cash needs.

Home Affordability CalculatorEstimate a planning purchase-price range using income, debt, down payment, and costs. Mortgage Payment CalculatorEstimate monthly principal and interest payments. Cash Needed to Buy CalculatorEstimate down payment and closing-cost needs. Monthly Carrying Cost EstimatorEstimate taxes, utilities, insurance, and monthly ownership costs.

Understand closing costs

Helpful once you have a target purchase price or want to understand required cash beyond the down payment.

Ontario Land Transfer Tax CalculatorEstimate Ontario land transfer tax and Toronto municipal land transfer tax if applicable. CMHC / Mortgage Insurance EstimatorEstimate mortgage default insurance for insured purchases.

Plan and compare

Useful when you are saving toward a goal or comparing how rate and price changes affect monthly payment.

FHSA Down Payment Goal CalculatorPlan a down payment savings target. Rate Sensitivity CalculatorCompare how purchase price or interest rate changes affect payment.

Seller Calculators

Seller calculators.

Estimate sale proceeds, preparation costs, offer quality, timing choices, and the cost of waiting versus adjusting.

Estimate your numbers

Useful before deciding whether to list, prepare, renovate, wait, or make another move.

Home Sale Net Proceeds CalculatorEstimate what you may walk away with after selling costs. Pre-Listing Prep Budget CalculatorEstimate cleaning, repair, staging, and market-readiness costs.

Compare decisions

Useful when price is only one part of the decision and timing, conditions, carrying costs, or certainty matter too.

Offer Comparison ToolCompare price, conditions, deposit, closing date, and certainty. Buy First vs. Sell First CalculatorCompare the risks and costs of buying first or selling first. Price Reduction / Holding Cost CalculatorCompare waiting longer against a possible price adjustment.

Important Note

Planning tools, not final answers.

Calculator results are estimates based on the numbers entered. They are useful for planning, comparing scenarios, and asking better questions, but they are not mortgage approval, legal advice, tax advice, financial advice, insurance advice, or a formal opinion of value.

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